first_imgDeputy Charlie McConalogue says he is extremely concerned by a wave of new family home repossession cases lodged in the courts in Letterkenny in the first half of the year. Figures released to Fianna Fáil show there were 35 repossession orders granted in Donegal in the first months of the year, 30 of which relate specifically to the primary home.However court proceedings have been initiated in a further 132 cases over the same period, 110 of these are tied to the family home. Deputy McConalogue said “These figures are quite alarming. Dozens of families are being dragged through the courts by the banks while many have already lost their home. This is only adding to the housing crisis facing Donegal and many other parts of the country. The repossessions we’re witnessing here and in other regions are undermining the social fabric of our communities.“Repossession should be the last possible resort a financial institution turns to. But this government’s strategy has been to leave the banks in the driving seat and stack the deck against families who have fallen into arrears but want a sustainable way to keep their home and enter into process to resolve their situation.“Just one case in the 132 Civil Bills lodged in Letterkenny in the first six months of the year relates to a buy-to-let mortgage. The overwhelming majority are primary residents, which means dozens more families could soon be added to the social housing list in Donegal.“A record 2,472 households are now on the social housing waiting list in Donegal. This is an astounding 48% increase since 2013 and the list is growing by the day. It is a clear indication of the drastic state of the housing need in Donegal. The total number of people on the list, including families with dependents, is at least 4,300. This is a historical high and represents a serious crisis.” He added that the Department of Environment persists in drastically underestimating the Social Housing Needs assessment in Donegal, and as a result, its allocations for new housing construction are very wide off the mark and completely inadequate.“The combination of rising repossession cases and the stagnation of the social housing problem has created a significant crisis in Donegal, and one in which the Government has allowed spiral out of control with its policy of inaction.“Not only has Fianna Fáil put forward a fully costed housing policy, “Supporting Home Ownership – A National Housing Roadmap”, the party has been extremely proactive in area of mortgage distress. Until such time as these issues are seriously addressed, dozens more families in Donegal will continue to struggle to secure a home, while those in mortgage arrears live in fear of losing theirs”.ALARM AT NEW WAVE OF HOME REPOSSESSIONS IN DONEGAL COURTS was last modified: August 20th, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:courtsdonegalRepossessionslast_img read more