Letter to the Editor: Let’s not dump Ithaca’s buildings into the landfill

first_imgTo move us toward this goal, local efforts are underway to research and collect data to generate a usable deconstruction ordinance for Ithaca. CR0WD – Circularity, Reuse and Zero Waste Development – is a regional group composed of the Circular Construction Lab and the Just Places Lab of Cornell University; Cortland Reuse, Finger Lakes ReUse, Historic Ithaca, the Preservation Association of Central New York, and the Susan Christopherson Center for Community Planning. Working collaboratively, we promote sustainability and resilience in New York State communities, helping them to realize the environmental, cultural and economic benefits of prolonging the lifespan of buildings and reusing building materials and architectural elements.  According to the Environmental Protection Agency, the United States generated 600 million tons of construction and demolition debris in 2018, making it the largest single component of landfill waste (40%). Sadly, the vast majority of construction debris (90%) results from demolition rather than new construction.  -CROWD (Circularity, Reuse and Zero Waste Development) If future planning in Ithaca includes demolishing buildings in order to make room for new buildings, then we need to have real policies in place for salvage and deconstruction. We cannot continue the wasteful practice of demolishing existing buildings and sending the waste to the landfill. Far too much is lost in the process, ranging from the energy and materials required for the production and construction of each of these buildings to the economic and ecologic effects of their making. These embodied values need to be considered each time a building is demolished. Tagged: CROWD, development, environment, ithaca, Letter to the Editor, Opinion By creating a local deconstruction ordinance, we will be able to reduce debris and achieve zero waste in a measurable and meaningful way. We’ve made recycling paper, plastics, glass and metal a positive habit. Let’s make the reuse and recycling of building material just as familiar and natural a practice in our community. Ithaca’s recent effort to create and implement an Energy Code Supplement is a vital step to address our global climate crisis. These policies for new construction will help create more sustainable buildings and a more livable future for us all. But a complementary element is missing as we seek to move along a greener and more sustainable path: We need a plan for construction and demolition debris. This is a letter to the editor from CROWD. To submit opinion letters, please review our letters policy here and submit them to Anna Lamb at [email protected] It is time to advocate for a local salvage and deconstruction ordinance for Ithaca. Other cities like Palo Alto, CA, and Portland, OR, have created these types of ordinances as a more responsible and sustainable way to address the significant problem of demolition debris. Salvaging doors, windows, floors and fixtures from a building makes good sense, but an additional level of waste diversion should be required. Deconstruction of a building and the recycling and reuse of as much of its building material as possible should be the desired outcome. With such activity comes green job creation and a stable contribution to the local economy.last_img read more

How to leverage the new FICO adjustments for word of mouth referrals

first_img 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Matt Ward Matt is the founder of Breakthrough Champion…In 2002 Matt began working with business owners through his website agency, inConcert Web Solutions, to improve their bottom line, gain more clients, … Web: www.Breakthrough-Champion.com Details Big news in the financial world lately with the announcement that FICO will be making a change to how they calculate the FICO score.  I don’t need to tell you how this impacts your credit union. I think you are well aware. But I can share with you how this impacts the consumer world and how you can leverage the news to get more members for your CU.Here’s the deal. The average consumer has no real idea how FICO is calculated. From the perspective of “joe user”, they simply know that there are ways that impact their score. Like slow or no pays, judgments, and a high DTI.  Bottom line though, they just know what the score is for them, in some cases monthly. Services like CreditKarma provide that score monthly, and while we all know that the number will differ depending on where we go to get credit, what we don’t know is how much, or why.Here’s where your credit union enters!  Be the HERO! Show me! Tell Me!Get out in front of this change with education.  Hold Q&A nights at your branches. Educate your members, and not just through text-based email!  Have someone record a video and send that video out via email to your members. Have tellers hand out small notices, that include information on how members can get answers.When you lead with information, you are showing your members that you care deeply about their ability to get credit, understand credit, and help them in any way you can.  It also opens up dialogue, creates conversation, and results in more interaction with the members. All of which results in more business to your credit union, and more word of mouth referrals from your members to others in the community!Leading with education, specifically about the FICO change, will help you recruit and retain more members for your credit union!…now….go out and save the day…one FICO score at a time!last_img read more