11 things to do with your money in the first five years after college graduation

first_imgA lot changes during the years that separate college graduation from five-year reunion. After caps and gowns come first jobs and apartments, then–far too often–bad bosses and roommates, leading to second jobs and apartments. A few years later your Facebook news feed will become a sea of engagement photos, foretelling weekends inundated with weddings. In the meantime, former classmates will become lawyers, doctors, MBAs–and occasionally parents.Throughout all this you’ll wonder how you became old enough for a lease, for taxes, for a bridesmaid’s dress. You may also ask yourself: How am I going to afford all this? As your life evolves in the early years of adulthood so do your finances, the relationship you have with your money and what you need it to do for you.If you are at the start of this journey, congratulations. Now is the best opportunity you will have to keep out of financial trouble and develop a solid foundation. But if there is no need to panic if you’ve already got a few working years under your belt, you’re not old yet. Small changes can still go a long way. continue reading » 60SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

House extends recess period until March 29 due to COVID-19 pandemic

first_img“We’ve agreed to extend the recess period and postpone the opening of the House’s next sitting period until March 29,” House Speaker Puan Maharani announced following a teleconference meeting on Friday.Should the situation continue to exacerbate after March 29, the House speakership could further extend the recess period.Read also: House joins experts to push for lockdown against COVID-19The ruling Indonesian Democratic Party of Struggle (PDI-P) politician, however, called on lawmakers in commissions that oversaw issues related to the work of Indonesia’s COVID-19 rapid-response team to be proactive in assisting the government in handling the pandemic. The House of Representatives has extended its recess period for seven days until March 29 amid the COVID-19 pandemic, with Jakarta — which house the House compound — being the hardest-hit area in the country.The recess period, which started on Feb. 28, was initially scheduled to end on March 22. “The House is now focusing on overseeing the government’s efforts in handling the coronavirus and studying its impacts, especially the socioeconomic impacts,” she said.As of Friday, Indonesia has recorded 369 cases of COVID-19 infections, 215 of which were reported in Jakarta. The death toll from the disease has reached 32 to date, with 18 of the fatal cases occurring in the capital.Read also: $3.9 billion state spending reallocated for COVID-19 response: Sri MulyaniPuan further urged the government to work faster in delivering medical services to the public, including ensuring the availability of testing kits, medical workers as well as masks and hand sanitizer.House Legislative Body deputy chairman Achmad Baidowi said lawmakers and their family members were scheduled to undergo COVID-19 testing in Kalibata and Ulujami in South Jakarta during the recess period.“The House secretary-general will notify the time and place later,” he said.Topics :last_img read more

Raise your game, demands Ruddy

first_imgGoalkeeper John Ruddy has challenged his Norwich team-mates to show they have what it takes to be Barclays Premier League players again next season by derailing Liverpool’s title charge. Reds captain Steven Gerrard told his Anfield colleagues they must all treat the Norwich clash like it is the last game of their careers as they aim to stay ahead of Chelsea and Manchester City at the top of the Premier League table. The England captain struggled to keep his emotions in check following last weekend’s 3-2 win over City, before pulling the team together into a huddle and declaring: “This is gone. We go to Norwich. Exactly the same. We go again. Come on!” Press Association Ugly scenes marred the end of Norwich’s last home match on April 5. Hundreds of clapper boards – which had been put on seats to help improve the Carrow Road atmosphere – were thrown onto the field, with one hitting Hughton. Stewards had to intervene when Ruddy confronted one supporter behind the goal in the Lower Barclay Stand, and captain Russell Martin was also involved in a heated verbal exchange with a fan as he walked down the tunnel. Despite the shambles against the Baggies, Norwich do have good form at Carrow Road since the turn of the year, winning three matches and producing a fine display to earn a goalless draw with Manchester City. Ruddy believes Norwich can rise to the challenge this weekend, which is the start of a nightmare run-in which also includes trips to Chelsea and Manchester United before Arsenal visit on the final day of the season. “In 2014 we have only conceded two goals at home and one of those was a penalty, so if you can’t be buoyed by the performances that we have had recently at home, then you won’t get up for any,” he said. “Certainly the crowd play a massive part and they have been with us all season through the thick and thin. “They turned out in their droves on Saturday at Fulham and to replicate that on Sunday will see us through I hope.” Adams made some seven changes for the Fulham game, when Norwich enjoyed a good spell in the first half but failed to convert their chances – something which has been a fundamental problem all season. Captain Sebastien Bassong could be in contention to return to the defence having missed the match at Craven Cottage, as did fellow centre-half Joseph Yobo. Norwich – who sacked manager Chris Hughton after defeat to West Brom and promoted youth team boss Neil Adams – are just two points above the relegation zone following a 1-0 loss to fellow relegation battlers Fulham. Ruddy, a team-mate of Gerrard in Roy Hodgson’s England squad, feels the beleaguered Canaries could do worse than using such motivation themselves. He told Norwich City TV: “What it says to me is not just how driven and how focused, not just how much Steven Gerrard is, but how he wants the rest of his team to be that same way. “And when you are fighting for a Premier League title it is evident that confidence and focus is there. “But we have got as much to lose, if not more, than they have. “We are scrapping for our lives and we all want to be Premier League footballers and at the end of the day, that is what it boils down to, how much do you want to be a Premier League footballer? “How much do you want to play next year in games against Liverpool, Man United, Chelsea, Arsenal? “Because if you don’t put in the performances in these last four games, it is not going to happen.” last_img read more

Harrington looking for experience

first_img Asked if he would be interested in becoming captain, Harrington told Sky Sports News: “A bsolutely I’d be interested and part of being a vice-captain is really finding out whether you are suitable to do it. “It’s a different job being the captain than a player. Being a player is quite a selfish thing, it’s all about you. The captaincy, man-managing 12 people, being able to get on with all of those people and being able to organise things, its a different sort of scenario. “My record might say yeah, I look like being a future captain, but to be honest being a vice-captain and getting in behind the scenes will tell me a lot more and tell the people in the know a lot more whether I am possibly the right man to do the job.” Olazabal, Harrington and Jimenez have 17 Ryder Cup appearances between them, while Jimenez was vice-captain to Seve Ballesteros in 1997 and Olazabal two years ago. The 50-year-old was also picked by McGinley to captain the European team in the inaugural EurAsia Cup in March. McGinley said: “I know it’s been common in the past to have three or four vice-captains but I’ve gone for five because I feel an extra person is justified due to the additional workload which comes from being the home team, in addition to how well I saw such a system working when we ended up having five vice captains under Colin Montgomerie at Celtic Manor in 2010 (Sergio Garcia was a late addition). “Padraig is my oldest friend on Tour and is a guy I have known most of my life. We went to school together, came through the amateur ranks together and have been together in many contests for both Ireland and Europe over the years, so I know what he can bring to the team room. “As far as Miguel is concerned, he is someone that the spectators love as well as being very popular with all the players. However, he is also a person that I respect very much. I have sat beside him for over a decade on the Tournament Players’ Committee and have seen him exhibit an integrity on many occasions that is very admirable. “Finally, Jose Maria’s passion for the Ryder Cup is recognised the world over. It was obvious in his legendary partnership with Seve and was also so very apparent two years ago at Medinah, so I’m delighted he has accepted my invitation to be involved again, once more maintaining that important continuity.” “I have complete confidence and trust in all five of my vice-captains and the help they will give me in the difficult quest of trying to retain the Ryder Cup.” Jimenez said: “I thoroughly enjoyed being captain of Europe at the EurAsia Cup which was a great opportunity for me and I am looking forward to bringing the experience I gained there to the team room at Gleneagles. I have a great relationship with all the players, having played alongside them regularly over the years.” Olazabal added: “Everyone knows how much the Ryder Cup has meant in my career and it’s an occasion that I love being part of. It is a unique and special event – and I know that will be the case once again in Scotland in three weeks’ time. “I think we have a very good team in place but, as Paul said yesterday, we are under no illusions about how formidable a test the United States team will present. But he knows I will do everything I possibly can to help him and the players throughout the week.” Scotland’s Paul Lawrie, who had been widely tipped to be a vice-captain, wrote on Twitter: ” Extremely disappointed not to be involved at Ryder cup but all the best to all of the European team #goeurope.” Padraig Harrington admits being a vice-captain in this year’s Ryder Cup will tell him if he his cut out to lead a European team himself in the future. Harrington, Jose Maria Olazabal and Miguel Angel Jimenez were named as Paul McGinley’s final three assistants on Wednesday, joining Des Smyth and Sam Torrance on the backroom staff for Gleneagles. Olazabal was captain for the ‘Miracle at Medinah’ in 2012 but Harrington and Jimenez are both candidates to fulfil the role in years to come, along with the likes of Darren Clarke and Thomas Bjorn. Press Associationlast_img read more

Judge Halts Execution Amid Claims Inmate Isn’t Mentally Fit

first_imgTERRE HAUTE, Ind. (AP) — A judge on Wednesday halted the execution of a man said to be suffering from dementia, who had been set to die by lethal injection in the federal government’s second execution after a 17-year hiatus.Wesley Ira Purkey, convicted of a gruesome 1998 kidnapping and killing, was scheduled for execution Wednesday at the U.S. Penitentiary in Terre Haute, Indiana, where Daniel Lewis Lee was put to death Tuesday after his eleventh-hour legal bids failed.U.S. District Judge Tanya Chutkan in Washington, D.C., imposed two injunctions on Wednesday prohibiting the federal Bureau of Prisons from moving forward with Purkey’s execution. The Justice Department immediately appealed in both cases. A separate temporary stay was already in place from the 7th U.S. Circuit Court of Appeals.The early morning legal wrangling suggests a volley of litigation will continue in the hours ahead of Purkey’s scheduled execution, similar to what happened when the government executed Lee, following a ruling from the Supreme Court.Lee, convicted of killing an Arkansas family in a 1990s plot to build a whites-only nation, was the first of four condemned men scheduled to die in July and August despite the coronavirus pandemic raging inside and outside prisons.Purkey, 68, of Lansing, Kansas, would be the second, but his lawyers were still expected to press for a ruling from the Supreme Court on his competency.“This competency issue is a very strong issue on paper,” said Robert Dunham, executive director of the Death Penalty Information Center. “The Supreme Court has halted executions on this issue in the past. At a minimum, the question of whether Purkey dies is going to go down to the last minute.”Chutkan didn’t rule on whether Purkey is competent but said the court needs to evaluate the claim. She said that while the government may disagree with Purkey’s lawyers about his competency, there’s no question he’d suffer “irreparable harm” if he’s put to death before his claims can be evaluated.Lee’s execution went forward a day late. It was scheduled for Monday afternoon, but the Supreme Court only gave the green light in a narrow 5-4 ruling early Tuesday.The issue of Purkey’s mental health arose in the runup to his 2003 trial and when, after the verdict, jurors had to decide whether he should be put to death in the killing of 16-year-old Jennifer Long in Kansas City, Missouri. Prosecutors said he raped and stabbed her, dismembered her with a chainsaw, burned her and dumped her ashes 200 miles (320 kilometers) away in a septic pond in Kansas. Purkey was separately convicted and sentenced to life in the beating death of 80-year-old Mary Ruth Bales, of Kansas City, Kansas.But the legal questions of whether he was mentally fit to stand trial or to be sentenced to die are different from the question of whether he’s mentally fit enough now to be put to death. Purkey’s lawyers argue he clearly isn’t, saying in recent filings he suffers from advancing Alzheimer’s disease.“He has long accepted responsibility for the crime that put him on death row,” one of this lawyers, Rebecca Woodman, said. “But as his dementia has progressed, he no longer has a rational understanding of why the government plans to execute him.”Purkey believes his planned execution is part of a conspiracy involving his attorneys, Woodman said. In other filings, they describe delusions that people were spraying poison into his room and that drug dealers implanted a device in his chest meant to kill him.While various legal issues in Purkey’s case have been hashed, rehashed and settled by courts over nearly two decades, the issue of mental fitness for execution can only be addressed once a date is set, according to Dunham, who teaches law school courses on capital punishment. A date was set only last year.“Competency is something that is always in flux,” so judges can only assess it in the weeks or days before a firm execution date, he said.In a landmark 1986 decision, the Supreme Court ruled the Constitution prohibits executing someone who lacks a reasonable understanding of why he’s being executed. It involved the case of Alvin Ford, who was convicted of murder but whose mental health deteriorated behind bars to the point, according to his lawyer, he believed he was pope.Legal standards as to whether someone has a rational understanding of why an execution is taking place can be complex, Dunham explained.“I could say I was Napoleon,” he said. “But if I say I understand that Napoleon was sentenced to death for a crime and is being executed for it — that could allow the execution to go ahead.”Purkey’s mental issues go beyond Alzheimer’s, his lawyers have said. They say he was subject to sexual and mental abuse as a child and, at 14, was diagnosed with schizophrenia, bipolar disorder, major depression and psychosis.Last week, three mental health organizations urged U.S. Attorney William Barr to stop Purkey’s execution and commute his sentence to life in prison without possibility of parole. The National Alliance on Mental Illness, Mental Health America and the Treatment Advocacy Center said executing mentally ailing people like Purkey “constitutes cruel and unusual punishment and does not comport with ‘evolving standards of decency.’”The mother of the slain teenager, Glenda Lamont, told the Kansas City Star last year she planned to attend Purkey’s execution.“I don’t want to say that I’m happy,” Lamont said. “At the same time, he is a crazy mad man that doesn’t deserve, in my opinion, to be breathing anymore.”The runup to Lee’s execution demonstrated that a lot can still happen before Purkey’s scheduled one.On Monday, hours before Lee was set to be put to death, a U.S. District Court judge put the execution on hold over concerns from death row inmates on how executions were to be carried out, and an appeals court upheld it, before the Supreme Court overturned it early Tuesday.last_img read more