first_imgA funeral mass was offered July 26 at Holy Family Church for John J. Keltos, 83, of North Bergen. He passed away July 21. He was born in Hoboken and lived in Jersey City before moving to North Bergen 55 years ago. John was a machinist for Walter Machine Company in Jersey City for 52 years, retiring in 1999. He was a Navy veteran serving during the Korean War. John was also a member of the American Legion Post 33 in North Bergen, Secaucus VFW 3776 and the Knights of Columbus Council 3630. John was the husband of the late Barbara M. Keltos. He was the father of John G. Keltos, Michael Keltos, Kathleen Valladares, Paul Keltos, Joseph Keltos and Dennis Keltos. John was the brother of Anna May Dembia, Bernice Malvik and Patricia Graff as well as the grandfather of eight grandchildren and one great grandchild.Services arranged by the Leber Funeral Home, Union City.last_img read more

2 Convicted of Long Island Heroin Trafficking

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Two New York City men have been convicted of leading a heroin dealing operation that distributed mass quantities of the addictive opiate and fed the Long Island drug abuse epidemic.A Suffolk County found Joel Guzman of Queens and Carlos Melendez of the Bronx guilty Tuesday of operating as major traffickers following eight days of deliberations after an eight-week trial.“We believe this is one of the first jury verdicts in New York State convicting defendants under the Operating as a Major Trafficker statute passed in 2009,” Suffolk County District Attorney Tom Spota said. “This valuable law enforcement tool will keep purveyors of poison like Guzman and Melendez off our streets and away from our children for life.”Defense attorneys for the men reportedly plan to appeal the verdict.Prosecutors said the kingpins, who were arrested in 2011, led a heroin dealing crew spanning Suffolk, Nassau, Queens and the Bronx, selling heroin to buyers in Sayville, Smithtown, Selden, Sound Beach, Ronkonkoma, East Islip and elsewhere.Guzman and Melendez face 25 years to life in prison when they’re sentenced July 25.last_img read more

Are you thankful for credit unions?

first_img 26SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Gigi Hyland Gigi Hyland serves as the Executive Director for the National Credit Union Foundation (NCUF), the philanthropic and social responsibility leader of America’s credit union movement. Prior to her work with … Web: Details It’s the time of the year to be thankful, right? Family, friends, lots of great food to share and enjoy together. I think as I get older I become even more thankful for the simplest things in life. Take teeth. As a foodie, I’m quite appreciative that my choppers are in fine shape to enjoy all that great food previously mentioned.So, what if someone asked you if you are thankful for credit unions? How would you respond? After all, credit unions offer a commodity similar to many other financial institutions that tout similar products and services. In fact, I was just at a meeting where a couple of big banks did a presentation on new “safe” accounts that they offer in alignment with the FDIC’s Model Safe Account Template. And I thought to myself, “Well, credit unions do all of that.”My next thought was, “Hmmm, do they?”I uneasily remembered the 2012 Pew report that looked at the 12 biggest credit unions and the 12 biggest banks and found issues with the transparency of disclosure of key checking account terms and conditions. Many credit unions since the 2012 report have adopted Pew’s recommendations for a clearer disclosure. Pew recently updated the report in April noting significant improvements related to disclosure. However, the 2014 report goes on to list continuing concerns and policy recommendations on overdraft protection and dispute resolution.Let me be very clear on what I’m saying here. I am truly thankful for credit unions. I am inspired by member-owned, not-for-profit financial cooperatives whose sole mission is to serve members and improve members’ financial lives. But, my thankfulness comes with a solemn ring of caution. In the world of commodity financial services, the thankfulness of members for credit unions must be earned, not assumed.Credit unions need to continue to keep the members’ best interests front and center. Put another way, how can we assure a future where Americans do choose credit unions as their best financial partner? It all starts and ends with the member. Meeting the member where she/he is in life and offering affordable, appropriate products and services to meet that need. Credit unions must never forget that. It is who credit unions are and it is what uniquely distinguishes them from other players in the financial services realm.last_img read more